cost & insurance

Costs and Insurance

When experiencing the challenges of serious illness – which may include a history of costly medical bills – the thought of adding one more medical service can be daunting. The good news is that most insurers view hospice care as a very high-value form of care and are happy to pay for it.

Medicare, Medicaid and most commercial insurances cover the costs of hospice care, which provides all of the following services on a per diem rate:

  • Medical and nursing care
  • Pain and symptom management
  • Aide services
  • Drugs, medical supplies and equipment related to the terminal illness
  • Extended nurse visits for symptom management
  • Family education
  • Emotional and spiritual support for the patient and family
  • Physical, speech or occupational therapy, if required to enhance quality of life
  • Massage and music therapy; art expression
  • Volunteer support for the patient and/or family
  • Assistance at the time of death
  • Bereavement support

Inpatient Care at Our Centers

Patients who have fluctuating symptoms or acute pain management needs may benefit from staying at one of our inpatient centers. If so, the costs for this care – including room and board – will be covered by insurance for as long as the patient requires this higher level of care. However, once the symptoms have been controlled for several days, the costs of care will continue to be covered, but a daily room and board fee will be required. The details of this would be thoroughly discussed if and when it occurs.

Insist on the Hospice Provider of Your Choice

Hospice is viewed as a separate service by Medicare and Medicaid. Even if you are in a Medicare HMO / Advantage plan that requires you to use certain providers, you still may select ANY hospice you prefer, whether or not they are in your plan’s network. If you’d prefer Hospice of Northwest Ohio, please insist on a referral to our agency or call us directly.

No One Turned Away

Rest assured that expert end-of-life care can be provided by Hospice of Northwest Ohio regardless of your ability to pay or the complexity of your care needs. If you are not insured or have limited financial resources, we will work with you to determine a fee that will not be a burden for you.

Please note: patients are never required to sell their home to access our services.



Is It Time?

Suggested Reading

She Came to Live Out Loud

By M. MacPherson

What’s Heaven?

By Maria Shriver

The Orphaned Adult – Understanding and Coping with Grief and Change After the Death of Our Parents

By Alexander Levy

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"When my husband received both home, in-house and nursing home care: very impressed and feel good about how well he was treated, always kept clean, (very important) and attended to. Staff were always pleasant with good humor and cheerful. They were very knowledgeable, about all care needed. Thank you from the entire family."